agribusiness

The concept of equity in a farming context is well understood, and most agribusiness owners could knock up an approximate calculation of their equity on the back of an envelope pretty quickly. Equity is one [...]

When to buy land is always a contentious question. The answer is invariably - it depends. For tightly held areas where opportunities rarely come up, the answer will normally be yes. We have seen an [...]

Operation Flinders is an amazing organisation that does a great job assisting young people. I am fortunate to play a small part as a field volunteer. I was up on exercise recently at Yankaninna Station [...]

Regional Investment Corporation (RIC) loans have been around since 2018. They were designed to provide lower interest rate loans to rural and regional businesses, and, from my perspective, they have generally lived up to their [...]

A simple business model does not mean it is easy to execute - these are two different things. Recently, I had a farming business explain to me how it goes about things. It was easily [...]

Private credit has always been present in agriculture in the form of vendor finance. While not so prevalent these days, historically, it was a win/win for the parties. Other forms of credit from non-farming sources [...]

A recent topic of discussion was whether benchmarking reports added value to a finance proposal presented to a bank. My answer was a resounding yes, with the caveat that proper explanation needed to accompany the [...]

Recently, I heard a great podcast on Head Shepherd in relation to running a high-performing farming business. One topic that piqued my interest was the conversation around external advice, which was termed as buying brains. [...]

No one needs to be reminded how much rain fell in 2024, but it is interesting to think about what production would have eventuated if farming techniques were the same as 25 years ago. I [...]

I am sure many people have heard of the Regional Investment Corporation. For those who have not, it provides concessional rate loans for farmers who are going through some difficult circumstances, such as drought in [...]

If someone asks what is your most valuable asset, some may choose the block of land that is worth the most per acre. Another person may say their health or something else entirely. My answer [...]

Most farming businesses have a banking relationship. Some may have a closer connection than others, depending on the needs of the operation and the proactivity of the farmer and bank manager, or agri-broker. But as [...]