agriculture finance

Regional Investment Corporation (RIC) loans have been around since 2018. They were designed to provide lower interest rate loans to rural and regional businesses, and, from my perspective, they have generally lived up to their [...]

Private credit has always been present in agriculture in the form of vendor finance. While not so prevalent these days, historically, it was a win/win for the parties. Other forms of credit from non-farming sources [...]

I am sure many people have heard of the Regional Investment Corporation. For those who have not, it provides concessional rate loans for farmers who are going through some difficult circumstances, such as drought in [...]

After the latest inflation results were published recently, there were a flurry of articles written about what this means to interest rates. The general consensus was that interest rates aren't coming down anytime soon. There [...]

In my day-to-day work, I am dealing with banks and farming clients regularly. I had a conversation with a client recently, and he said he misses the days when the bank manager could approve a [...]

Banks are an easy target for politicians and the media - in some cases for very good reason. The big four banks are huge companies, and very profitable. A look at the top 10 list [...]