Farm Finance

The concept of equity in a farming context is well understood, and most agribusiness owners could knock up an approximate calculation of their equity on the back of an envelope pretty quickly. Equity is one [...]

A recent topic of discussion was whether benchmarking reports added value to a finance proposal presented to a bank. My answer was a resounding yes, with the caveat that proper explanation needed to accompany the [...]

Most farming businesses have a banking relationship. Some may have a closer connection than others, depending on the needs of the operation and the proactivity of the farmer and bank manager, or agri-broker. But as [...]

Earlier this year, I attended a farm conference in Victoria, which was put on by a business called Farm Tender. The format and presentation style were one I hadn't seen before. Firstly, it was held [...]

Value for money in agriculture often requires looking behind the price tag, and analysing what worth that purchase brings - to you personally and your farming business - in the long-term. Lot of things fit [...]

Agriculture is a very capital-intensive business. This statement will be no revelation to anyone involved in the industry. Most people - including me - tend to think of capital in terms of access to funds. [...]

With 2023 upon us, there will be new years resolutions about in abundance. These tend to be related to health and fitness - which is vital - but other aspirations might include emotional, mental and [...]

There is little doubt interest rates are going up. When, and by how much, is the $64 question. I certainly don't know and there are a lot of external factors at play. Fixed rates have [...]

As we've recently ticked over into the new financial year, now is the time to look at what financially needs doing to set your business up for any opportunities that may come along. Last week, [...]

I am sure lots of people reading this article have had negative feedback at one point or another about a pending business decision, or a personal one, for that matter. When making big decisions, it [...]

Time will tell just how much agriculture is affected by the coronavirus outbreak. Some industries have had immediate catastrophic consequences, agriculture not so much. Hopefully this remains the case. As a result of the current [...]

One of the aspects of my business life I really enjoy is working with some top rate agribusinesses. I learn a lot from these people and feel energised after spending time with them. Another one [...]