banks

Banks are an easy target for politicians and the media - in some cases for very good reason. The big four banks are huge companies, and very profitable. A look at the top 10 list [...]

No, not a formal one anyway. There is certainly ample money available to lend. Although, the ease of how it’s distributed has changed somewhat. For a profitable farm business with good levels of equity, it’s [...]

Regardless of what banking products you use within your business, chances are you can still negotiate for a better deal. Even a slight decrease in the interest charged on a business overdraft, or a reduction [...]

Well… that depends on your situation. If you are a well performing, profitable farming business, it will be business as usual. On the face of it, if your farming business is a struggling a bit [...]

If you’re planning on borrowing money for business purposes or even signing a lease for a commercial property, the bank may ask you to give a personal guarantee. What this means is that you sign [...]